{"id":683,"date":"2023-10-11T23:27:53","date_gmt":"2023-10-12T03:27:53","guid":{"rendered":"http:\/\/localhost\/websites\/financialeducators\/?page_id=683"},"modified":"2023-11-06T17:50:50","modified_gmt":"2023-11-06T22:50:50","slug":"how-we-can-help","status":"publish","type":"page","link":"https:\/\/ownyourfinances.ca\/es\/how-we-can-help\/","title":{"rendered":"Como Podemos Ayudarte"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"683\" class=\"elementor elementor-683\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9837e7f e-con-full e-flex e-con e-parent\" data-id=\"9837e7f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68fde1f elementor-widget elementor-widget-heading\" data-id=\"68fde1f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">\u00bfTiene Preguntas Financieras Pero No Sabe Por D\u00f3nde Empezar?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-224127b elementor-widget elementor-widget-text-editor\" data-id=\"224127b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Simplemente d\u00edganos cu\u00e1les son sus objetivos de vida y crearemos un plan GRATUITO personalizado seg\u00fan sus necesidades financieras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3681245 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"3681245\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactanos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a16022 e-flex e-con-boxed e-con e-parent\" data-id=\"4a16022\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c92071e elementor-widget elementor-widget-menu-anchor\" data-id=\"c92071e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Retirement\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e7638a4 e-flex e-con-boxed e-con e-parent\" data-id=\"e7638a4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0ff08bb e-flex e-con-boxed e-con e-child\" data-id=\"0ff08bb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8c7c2ba e-con-full e-flex e-con e-child\" data-id=\"8c7c2ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f145d7d elementor-widget elementor-widget-image\" data-id=\"f145d7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1080\" height=\"716\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/RetirementPlan.png\" class=\"attachment-full size-full wp-image-1564\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/RetirementPlan.png 1080w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/RetirementPlan-300x199.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/RetirementPlan-1024x679.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/RetirementPlan-768x509.png 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7aaef56 e-con-full e-flex e-con e-child\" data-id=\"7aaef56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b5fac4 elementor-widget elementor-widget-heading\" data-id=\"3b5fac4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AHORRAR PARA LA JUBILACI\u00d3N<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14005fe elementor-widget elementor-widget-text-editor\" data-id=\"14005fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La cantidad que necesita ahorrar depende de c\u00f3mo quiera gastar en su jubilaci\u00f3n.<\/p><p>Para ayudarle a planificar, considere:<\/p><ul><li>tu edad cuando te jubiles<\/li><li>sus pasatiempos<\/li><li>tus planes de viaje<\/li><li>si trabajar\u00e1s despu\u00e9s de jubilarte<\/li><li>si tendr\u00e1 familiares que lo apoyen econ\u00f3micamente<\/li><li>si tendr\u00e1 deudas que pagar, como una hipoteca o un pr\u00e9stamo<\/li><\/ul><p>\u00a0<\/p><p>El lugar donde desea vivir durante su jubilaci\u00f3n tambi\u00e9n influye en la cantidad que necesitar\u00e1<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-680c60d elementor-align-center elementor-widget elementor-widget-button\" data-id=\"680c60d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-86bf4a9 elementor-widget elementor-widget-menu-anchor\" data-id=\"86bf4a9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Education\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8bb9867 e-flex e-con-boxed e-con e-parent\" data-id=\"8bb9867\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-94d43fa e-flex e-con-boxed e-con e-child\" data-id=\"94d43fa\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1c74480 e-con-full e-flex e-con e-child\" data-id=\"1c74480\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-38996b6 elementor-widget elementor-widget-image\" data-id=\"38996b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1613\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation.png\" class=\"attachment-full size-full wp-image-1563\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation.png 1613w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation-300x201.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation-1024x686.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation-768x514.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ChildEducation-1536x1028.png 1536w\" sizes=\"(max-width: 1613px) 100vw, 1613px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a921fd1 e-con-full e-flex e-con e-child\" data-id=\"a921fd1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a996c elementor-widget elementor-widget-heading\" data-id=\"f1a996c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AHORRAR PARA LA EDUCACI\u00d3N DE SUS HIJOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bf60d9c elementor-widget elementor-widget-text-editor\" data-id=\"bf60d9c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"subscriber-only\"><p><strong>La educaci\u00f3n es un costo enorme... y el mayor regalo que se puede dar.<\/strong><\/p><\/div><div class=\"subscriber-only\"><p>Las personas educadas ganan m\u00e1s, son m\u00e1s felices y disfrutan de una mejor calidad de vida. Por eso la educaci\u00f3n es uno de los mayores regalos que puedes darles a tus hijos.<\/p><\/div><div class=\"subscriber-only\"><p>Pero un reci\u00e9n nacido hoy probablemente pagar\u00e1 m\u00e1s de 100.000 d\u00f3lares por educaci\u00f3n postsecundaria en 18 a\u00f1os.<\/p><div class=\"subscriber-only\"><p>Pero, con una buena planificaci\u00f3n del RESP y aprovechando las subvenciones disponibles, los padres pueden prepararse para cubrir algunos o todos los costos.<\/p><\/div><div class=\"subscriber-only\"><p>Adem\u00e1s, los estudios han demostrado que cuando un padre abre un plan de ahorro para la educaci\u00f3n de su hijo y lo gu\u00eda hacia esa meta, incluso si el plan de ahorro tiene muy poco contenido, aumenta la probabilidad de que ese ni\u00f1o vaya a la educaci\u00f3n postsecundaria. escuela, exponencialmente.<\/p><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-736a347 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"736a347\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9358042 elementor-widget elementor-widget-menu-anchor\" data-id=\"9358042\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Protect\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b8fdbe8 e-flex e-con-boxed e-con e-parent\" data-id=\"b8fdbe8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8d8c9c4 e-flex e-con-boxed e-con e-child\" data-id=\"8d8c9c4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0335c26 e-con-full e-flex e-con e-child\" data-id=\"0335c26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7aaf37e elementor-widget elementor-widget-image\" data-id=\"7aaf37e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1617\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily.png\" class=\"attachment-full size-full wp-image-1571\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily.png 1617w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily-300x200.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily-1024x684.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily-768x513.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/ProtectYourFamily-1536x1026.png 1536w\" sizes=\"(max-width: 1617px) 100vw, 1617px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-170baed e-con-full e-flex e-con e-child\" data-id=\"170baed\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adb2eb8 elementor-widget elementor-widget-heading\" data-id=\"adb2eb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">PROTEGE A TU FAMILIA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be6e2c0 elementor-widget elementor-widget-text-editor\" data-id=\"be6e2c0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nada es m\u00e1s importante que asegurarse de que sus seres queridos esten protejidos y que no se queden con la carga financiera de su deuda o los gastos funerarios.<\/p><p>Comprar un seguro de vida es una decisi\u00f3n financiera inteligente, pero tambi\u00e9n emocional. Es un tema dif\u00edcil en el que pensar, pero usted sabe que es importante tomar medidas ahora para garantizar que el futuro financiero de su familia est\u00e9 protegido en caso de que suceda algo inesperado. Los tipos m\u00e1s comunes son los seguros de vida permanentes y temporales.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d84b299 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"d84b299\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-610a72d elementor-widget elementor-widget-menu-anchor\" data-id=\"610a72d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Lowering\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0740261 e-flex e-con-boxed e-con e-parent\" data-id=\"0740261\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1ea84d1 e-flex e-con-boxed e-con e-child\" data-id=\"1ea84d1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7792d6d e-con-full e-flex e-con e-child\" data-id=\"7792d6d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3cad6ca elementor-widget elementor-widget-image\" data-id=\"3cad6ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1613\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1.png\" class=\"attachment-full size-full wp-image-1572\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1.png 1613w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1-300x201.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1-1024x686.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1-768x514.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/LowerTaxes1-1536x1028.png 1536w\" sizes=\"(max-width: 1613px) 100vw, 1613px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f176b97 e-con-full e-flex e-con e-child\" data-id=\"f176b97\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a6fe02d elementor-widget elementor-widget-heading\" data-id=\"a6fe02d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">BAJAR IMPUESTOS<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d45149 elementor-widget elementor-widget-text-editor\" data-id=\"1d45149\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Puede resultar frustrante comparar sus ingresos brutos con los netos. \u00bfRealmente est\u00e1s pagando tanto en impuestos? \u00bfA d\u00f3nde va el dinero? Todos sentimos el mismo dolor, desde el momento en que ganamos nuestro primer sueldo.<\/p><p>Uno de los componentes principales de la estrategia fiscal es utilizar cuentas con impuestos diferidos o favorables a los impuestos: Planes de ahorro para la jubilaci\u00f3n registrados (RRSP), Planes de ahorro para educaci\u00f3n registrados (RESP) y Cuentas de ahorro libres de impuestos (TFSA). Cada plan difiere o mitiga las obligaciones tributarias de diferentes maneras.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9b8f7a4 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9b8f7a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2ec5a6c elementor-widget elementor-widget-menu-anchor\" data-id=\"2ec5a6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Investing\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ba082be e-flex e-con-boxed e-con e-parent\" data-id=\"ba082be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b4568fc e-flex e-con-boxed e-con e-child\" data-id=\"b4568fc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-e35a8dd e-con-full e-flex e-con e-child\" data-id=\"e35a8dd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ef7eeb elementor-widget elementor-widget-image\" data-id=\"0ef7eeb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1572\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3.png\" class=\"attachment-full size-full wp-image-1305\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3.png 1572w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3-300x206.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3-1024x704.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3-768x528.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Investing3-1536x1055.png 1536w\" sizes=\"(max-width: 1572px) 100vw, 1572px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b25ceeb e-con-full e-flex e-con e-child\" data-id=\"b25ceeb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c7afe2f elementor-widget elementor-widget-heading\" data-id=\"c7afe2f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">INVERTIR<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-148cf0b elementor-widget elementor-widget-menu-anchor\" data-id=\"148cf0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Budget\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e91f6d3 elementor-widget elementor-widget-text-editor\" data-id=\"e91f6d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Para comenzar a invertir, elija una estrategia basada en la cantidad que invertir\u00e1, los plazos para sus objetivos de inversi\u00f3n y la cantidad de riesgo que tenga sentido para usted.<\/p><p>Hay muchas inversiones disponibles por cantidades relativamente peque\u00f1as, como fondos indexados, fondos cotizados en bolsa y fondos mutuos.<\/p><p>Como novato en el mundo de las inversiones, tendr\u00e1 muchas preguntas, una de las cuales es: \u00bfCu\u00e1nto dinero necesito, c\u00f3mo empiezo y cu\u00e1les son las mejores estrategias de inversi\u00f3n? Responderemos esas preguntas y m\u00e1s.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d3bb94 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"8d3bb94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-108154b e-flex e-con-boxed e-con e-parent\" data-id=\"108154b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3000cff e-flex e-con-boxed e-con e-child\" data-id=\"3000cff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4540d0c e-con-full e-flex e-con e-child\" data-id=\"4540d0c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-179372c elementor-widget elementor-widget-image\" data-id=\"179372c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1613\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3.png\" class=\"attachment-full size-full wp-image-1574\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3.png 1613w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3-300x201.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3-1024x686.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3-768x514.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/Budget3-1536x1028.png 1536w\" sizes=\"(max-width: 1613px) 100vw, 1613px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb72b13 e-con-full e-flex e-con e-child\" data-id=\"cb72b13\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-07063bb elementor-widget elementor-widget-heading\" data-id=\"07063bb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CREAR UN PRESUPUESTO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6f7285 elementor-widget elementor-widget-text-editor\" data-id=\"e6f7285\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Hacer un presupuesto es el proceso de crear un plan financiero para su dinero. Un presupuesto es un plan detallado que le ayudar\u00e1 a decidir c\u00f3mo gastar, ahorrar e invertir su dinero. Con un presupuesto, puede planificar decisiones financieras importantes y cubrir f\u00e1cilmente sus gastos. Seguir un presupuesto de manera constante lo ayudar\u00e1 a tomar el control de sus finanzas y generar riqueza a largo plazo.<\/p><p>Cuatro razones por las que planificar y presupuestar es importante al planificar sus finanzas personales:<\/p><ul><li>Hacer un presupuesto ayuda a evitar gastos excesivos<\/li><li>Hacer un presupuesto le ayuda a alcanzar sus objetivos financieros<\/li><li>Hacer un presupuesto facilita el ahorro<\/li><li>Hacer un presupuesto le ayuda a ganar control<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f952dc3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"f952dc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78e39de elementor-widget elementor-widget-menu-anchor\" data-id=\"78e39de\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"Credit\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c7f550b e-flex e-con-boxed e-con e-parent\" data-id=\"c7f550b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-11ccd05 e-flex e-con-boxed e-con e-child\" data-id=\"11ccd05\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-78af875 e-con-full e-flex e-con e-child\" data-id=\"78af875\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2c2433 elementor-widget elementor-widget-image\" data-id=\"f2c2433\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1613\" height=\"1080\" src=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport.png\" class=\"attachment-full size-full wp-image-774\" alt=\"\" srcset=\"https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport.png 1613w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport-300x201.png 300w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport-1024x686.png 1024w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport-768x514.png 768w, https:\/\/ownyourfinances.ca\/wp-content\/uploads\/2023\/10\/CreditReport-1536x1028.png 1536w\" sizes=\"(max-width: 1613px) 100vw, 1613px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-12149d3 e-con-full e-flex e-con e-child\" data-id=\"12149d3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6bdf9b1 elementor-widget elementor-widget-heading\" data-id=\"6bdf9b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ENTENDIENDO EL INFORME DE CR\u00c9DITO<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-027a16f elementor-widget elementor-widget-text-editor\" data-id=\"027a16f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Los puntajes crediticios son una expresi\u00f3n num\u00e9rica de su solvencia y de c\u00f3mo ha administrado el cr\u00e9dito y la deuda. Comprender c\u00f3mo funcionan puede ayudarle a mejorar su historial crediticio, calificar para tasas de inter\u00e9s m\u00e1s bajas en pr\u00e9stamos y m\u00e1s.<\/p><p>Su puntaje crediticio es un indicador crucial de la salud de su historial crediticio y puede afectar su capacidad para calificar para un cr\u00e9dito asequible e incluso tasas de seguro bajas. Para ayudarlo a mejorar su solvencia crediticia y su bienestar financiero general, cont\u00e1ctenos para explicarle todo lo que necesita saber sobre los puntajes crediticios.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-51432e7 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"51432e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-xs\" href=\"https:\/\/ownyourfinances.ca\/es\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contactenos<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1f074bc e-flex e-con-boxed e-con e-parent\" data-id=\"1f074bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a1e95a elementor-widget elementor-widget-spacer\" data-id=\"5a1e95a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Have Financial Questions but Don\u2019t Know Where to Start? Just tell us what are your life goals and we\u2019ll create a FREE plan personalized to your financial needs. Contact US SAVE FOR RETIREMENT The amount you need to save depends on how you want to spend your retirement. To help you plan, consider: your age [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-683","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/pages\/683","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/comments?post=683"}],"version-history":[{"count":88,"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/pages\/683\/revisions"}],"predecessor-version":[{"id":1795,"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/pages\/683\/revisions\/1795"}],"wp:attachment":[{"href":"https:\/\/ownyourfinances.ca\/es\/wp-json\/wp\/v2\/media?parent=683"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}